A physiotherapist helping someone regain strength

Am I Covered? A Guide to Physio Insurance & Access

Physiotherapists in South Surrey and White Rock, BC are highly trained and educated professionals who help patients with movement problems that have been caused by injury, illness, surgery, or chronic diseases. At White Rock Orthopaedic & Sports Physiotherapy Clinic, our physiotherapists use techniques and judgement derived from solid research and education to put together treatment plans that help our patients get back to moving freely.


There are different routes to accessing physio treatment in BC The most common is, of course, visiting a private physiotherapy clinic. Private physiotherapists also sometimes offer home visits. You do not need a referral to see a physiotherapist, as physiotherapists are considered to be primary health care providers. You can therefore access immediate care by visiting a clinic.


Some physiotherapy in BC is publicly funded for inpatients and limited outpatients at most hospitals. Publicly funded physiotherapy services are also available for children with disabilities or who are at risk of becoming developmentally delayed. Young children can be referred to the Early Intervention Therapy Program, and children over 5 to the School-Aged Therapy Program.

Aside from these publicly funded options, private physio services in BC are generally not covered under the British Columbia Medical Services Plan (MSP), unless you are receiving premium assistance. However, the majority of British Columbians do have supplementary health benefits from individually purchased or employer-paid insurance plans that cover all or at least some of the costs of physiotherapy.

Sports-related injuries and pre/post-surgical rehabilitation for these injuries are among the most common reasons why people seek out a physiotherapist in BC Physio can offer great benefit to people who have experienced fractures, dislocations, contusions, ligament sprains, overuse injuries, and back and neck injuries. It can also help alleviate conditions such as patello-femoral pain syndrome, tennis elbow, tendinitis, jumper's knee, carpal tunnel syndrome, and more.

Without any sort of coverage, physiotherapy sessions for these types of sports-related injuries can range anywhere from $60 to $200 per visit, depending on the clinic, the time spend with the physiotherapist, and the treatment method. Coverage from supplementary health benefit plans also varies, but is usually enough for a few covered visits. Most plans offer around $200 to $500 of coverage, with some going up to over $700.

The White Rock Orthopaedic & Sports Physiotherapy Clinic offers affordable physio services for South Surrey and White Rock residents which will allow you to get the treatment you need whether you have coverage or not. We offer a variety of different treatment options, such as manual therapy, ultrasound therapy, electro modality, and stabilization training, which allow us to address a variety of different movement issues and provide individualized plans for all of our clients.

Our clinic is easily accessible, with ample parking and transit service right to the door. Give us a call or come see us today, and our BC physiotherapists can get you started on your treatment plan right away.

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